Lumpsum Investment Calculator
Calculate how much a one-time (lumpsum) investment can grow over time. Enter the investment amount, expected annual return, and tenure. The calculator compounds returns monthly.
Lumpsum investment dashboard
Model a one-time investment and understand how principal and gains evolve over time.
Calculate how much a one-time (lumpsum) investment can grow over time. Enter the investment amount, expected annual return, and tenure. The calculator compounds returns monthly.
Future value of a lumpsum: FV = P × (1+r)^n, where P is the principal, r is the monthly interest rate (annual ÷ 12), and n is the number of months. Interest is compounded monthly.
What is lumpsum investment?
A lumpsum investment is when you invest a single amount at one time, as opposed to investing regularly (e.g. SIP).
Is the return guaranteed?
No. The calculator uses the expected return you enter. Actual returns depend on the product and market.
Monthly vs annual compounding?
We use monthly compounding. For annual compounding the result would differ slightly.