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Last updated: April 13, 2026
Effective Date: April 13, 2026
Last Updated: April 13, 2026
Welcome to OrbitMinds (accessible at www.orbitminds.in). These Terms of Service ("Terms") govern your access to and use of our website, financial calculators, tools, blog content, and all related services (collectively referred to as the "Service").
By accessing or using OrbitMinds, you agree to be bound by these Terms. If you do not agree to any part of these Terms, please discontinue use of the website immediately.
By visiting, browsing, or using any feature on OrbitMinds, you acknowledge that you have read, understood, and agree to comply with these Terms of Service and our Privacy Policy. These Terms constitute a legally binding agreement between you ("User," "you," or "your") and OrbitMinds ("we," "us," or "our").
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on this page. Your continued use of OrbitMinds after any modifications indicates your acceptance of the updated Terms.
OrbitMinds is a free online platform that provides financial calculators, planning tools, and educational blog content to help users make informed financial decisions. Our tools include, but are not limited to:
We may add, modify, or discontinue any tool or feature at any time without prior notice.
OrbitMinds is intended for use by individuals who are at least 13 years of age. By using our website, you represent and warrant that:
If you are under 18, you should use OrbitMinds only under the supervision of a parent or legal guardian who agrees to these Terms on your behalf.
When using OrbitMinds, you agree not to:
Violation of these conduct rules may result in immediate termination of your access to OrbitMinds and may subject you to legal action.
This is an important section — please read it carefully.
OrbitMinds provides financial calculators and educational content for informational and educational purposes only. The results generated by our tools are based on mathematical formulas and the inputs you provide. They are not intended to be, and should not be construed as:
Important considerations:
OrbitMinds shall not be held liable for any financial losses, damages, or adverse outcomes resulting from reliance on the information or results provided by our tools.
All content on OrbitMinds — including but not limited to text, graphics, logos, icons, images, calculator designs, code, blog articles, and the overall design and layout of the website — is the intellectual property of OrbitMinds and is protected by applicable copyright, trademark, and intellectual property laws.
If you wish to use our content for purposes beyond personal use, please contact us at contact@orbitminds.in for permission.
OrbitMinds publishes blog articles on personal finance, investment strategies, financial literacy, and related topics. Regarding blog content:
If commenting features are available on our blog, you agree that:
OrbitMinds may contain links to third-party websites, services, or advertisements. These links are provided for your convenience and reference only.
OrbitMinds may display third-party advertisements through services such as Google AdSense. Regarding advertisements:
We strive to keep OrbitMinds accessible 24/7, but we do not guarantee uninterrupted or error-free access. The website may be temporarily unavailable due to:
We will not be liable for any loss, inconvenience, or damage caused by temporary unavailability of the Service.
To the fullest extent permitted by applicable law, OrbitMinds and its owners, operators, employees, and affiliates shall not be liable for:
Your use of OrbitMinds is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
You agree to indemnify, defend, and hold harmless OrbitMinds, its owners, operators, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or related to:
We reserve the right to restrict, suspend, or terminate your access to OrbitMinds at any time, without prior notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that should reasonably survive termination will continue to apply, including intellectual property rights, disclaimers, and limitations of liability.
These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.
Any disputes arising out of or in connection with these Terms or your use of OrbitMinds shall be subject to the exclusive jurisdiction of the courts located in India. You agree to submit to the personal jurisdiction of such courts.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and OrbitMinds regarding your use of the Service. They supersede all prior agreements, communications, and understandings — whether written or oral — relating to the subject matter herein.
If you have any questions, concerns, or feedback regarding these Terms of Service, please don't hesitate to reach out:
We're committed to transparency and fairness. If anything in these Terms is unclear, please ask — we're happy to explain.
OrbitMinds — Simple Tools. Smart Decisions. Fair Terms.